在这篇文章中，我们’ll discuss auto insurance 体彩官网宽恕, what it is, how you can become eligible for it, and which auto insurers offer it. Also, before you get to this point, it is also beneficial to know 在离开现场之前发生体彩官网时该怎么办 在保险公司获得最好的结果。
The latter is where 体彩官网宽恕 comes in.
许多保险公司将提供“accident 原谅ness” as a perk for signing up as a customer of theirs. There is no auto insurance industry standard definition of 体彩官网宽恕 –它可能因公司而异。基本思路是，汽车保险提供商将“forgive”通过不增加保费来避免意外。
The 原谅ness has nothing to do with points on your driving record. Your driving record is connected to the government. A company forgiving you WILL NOT wipe out your points or accidents from your driving record.
Accident 原谅ness is specific to the company offering it only. If you move to a new auto insurer, there is a possibility they will factor the accident into your insurance premium, even if your previous insurer forgave you.
Every auto insurance company has a slightly different take on 体彩官网宽恕.
In general, there are three circumstances in which an insurer would offer 体彩官网宽恕:
- 新客户获取： auto insurance companies realize that you are less prone to move to them if they are going to punish you for a past accident, so a number of them offer 体彩官网宽恕 to customers with a recent blemish in their driving record.
- 客户忠诚度： some insurers offer 体彩官网宽恕 to customers who have been with them for a certain length of time.
- 行驶记录历史： 许多保险公司要求驾驶员在一定时间内拥有清晰的驾驶记录。
Some require both loyalty and a clear driving record to qualify for 体彩官网宽恕.
什么 汽车保险 Companies Have Accident Forgiveness?
Accident 原谅ness has become extremely popular in the auto insurance industry as a means to attract and retain loyal (and safe) customers, and a number of companies now offer some variation (which can vary from state to state):
自由共同体: This is our personal insurer. Because we had zero accident or citations in a long time, we were eligible for 体彩官网宽恕 with 自由共同体. There was no additional charge for 体彩官网宽恕. With 自由共同体, you are eligible with 5 years of accident and violation-free driving, regardless of when you switched to them.
全州: At Allstate, 体彩官网宽恕 comes if you upgrade to their YourChoice Auto plan, which has a cost premium. No set premium increases are noted, you must talk to an agent. Forgiveness at a price? Probably not worth it.
全国: 全国 体彩官网宽恕 is an option you buy and can be used on only one accident per policy. If you have 5 years without an accident, you can get a 10% discount.
进步: on the 进步 site, the only mention of 体彩官网宽恕 is,
The 体彩官网宽恕 perk is an area that auto insurers are not being very transparent about, clearly.
不过很遗憾，您的汽车保险索赔仍会显示在您的 线索报告 如果您要更换保单，则适用于未来的保险公司。
- Have you used 体彩官网宽恕?
- How does your auto insurer do 体彩官网宽恕? How much does it cost?